Category: Miscellaneous (36 posts)
When Is The Right Time To Buy A Home
August 22, 2023 | Posted by: Dino Pupulin
When you are ready! The #1 thing you can do is get advice early. Talking with a mortgage broker will help you understand the following: What you can afford The down payment you need Cost ... [read more]
Your Credit Score
May 9, 2023 | Posted by: Dino Pupulin
Your credit score is a number between 300-900 that the credit bureaus calculate. In Canada, we have two credit bureaus, Equifax and TransUnion.Your score indicates how responsible you are with cre ... [read more]
Smart ways to pay for your home renovation
January 24, 2022 | Posted by: Dino Pupulin
Smart ways to pay for your home renovation Moving is a lot of work and it’s expensive when you factor in all the costs – legal fees, moving costs, real estate commission, decorati ... [read more]
Sensible strategies to help you thrive in 2022
December 23, 2021 | Posted by: Dino Pupulin
Sensible strategies to help you thrive in 2022 Canadians keep talking about the housing market! Are we in a housing bubble, will rates rise in 2022 and by how much, is this the right time to buy or r ... [read more]
What’s involved in giving your child a boost to homeownership?
October 12, 2021 | Posted by: Dino Pupulin
What’s involved in giving your child a boost to homeownership? With the financial demands of school loans, living expenses, and finding a career path, many young people struggle to purchase t ... [read more]
Thinking Of Falling Into Homeownership
September 22, 2021 | Posted by: Dino Pupulin
If you are thinking of homeownership this Fall, you probably have some good questions before you jump in. That’s good, it’s important to get advice as early in the process as possibl ... [read more]
Six tips for financial fitness this Fall
September 7, 2021 | Posted by: Dino Pupulin
Six tips for financial fitness this Fall It’s September and there is some optimism that we may be moving towards the end of life in a global pandemic. The Fall has always been a great t ... [read more]
Smart Ways To Pay For Your Home Renovations
August 3, 2021 | Posted by: Dino Pupulin
Smart ways to pay for your home renovation Moving is a lot of work and it’s expensive when you factor in all the costs – legal fees, moving costs, real estate commission, decorati ... [read more]
Which renovations add the most value to your home?
March 23, 2021 | Posted by: Dino Pupulin
Which renovations add the most value to your home? Are you looking to buy a fixer upper? Or want to upgrade your existing home to improve your quality of life or accommodate a new way of living ... [read more]
Important Credit Score Tips
October 27, 2020 | Posted by: Dino Pupulin
Important credit score tips There’s a virtual credit file with your name on it! When it comes time to take out a mortgage, that file gets opened and the result is a credit score that will help ... [read more]
Conditional On Financing
July 28, 2020 | Posted by: Dino Pupulin
“Conditional on financing”: the most important part of your offer When you find the condo or house of your dreams and want to make an offer, do you need a financing condition? Unles ... [read more]
Mortgage Covid 19 Questions Answered
June 2, 2020 | Posted by: Dino Pupulin
Six questions answered As the longest spring in memory finally gives way to summer, it’s nice to see people safely enjoy the sunny weather. I hope that you are yours are in good health. ... [read more]
10 Reasons To Use A Mortgage Broker
January 28, 2020 | Posted by: Dino Pupulin
Ten great reasons to use a mortgage broker For many Canadians, mortgage payments are their single biggest expense. Yet most don’t comparison shop to ensure they’re getting the bes ... [read more]
Five Incentives for First-Time Buyers
September 4, 2019 | Posted by: Dino Pupulin
Five Incentives for First-Time Buyers When buying your first home, don't leave money on the table! Take advantage of the programs and incentives offered by the federal gov ... [read more]
How to get a mortgage if you have bad credit
July 16, 2019 | Posted by: Dino Pupulin
How to get a mortgage if you have bad credit Sometimes, a difficult past is standing in the way of a bright future. Bad credit can do that to you. After all, credit history is an integral part of the ... [read more]
The Low Down On Downpayments
May 13, 2019 | Posted by: Dino Pupulin
The lowdown on downpayments I get questions about downpayment all the time! So here is the lowdown on how much you need, and how you might get it. How much do you need? Not surprisingly, most Canad ... [read more]
Federal Budget - What Homebuyers Are To Expect
April 1, 2019 | Posted by: Dino Pupulin
This is what the federal budget means for homebuyers The recent federal budget included Housing Affordability Measures that may be applicable to your situation, now or in the future. There are ... [read more]
Stress Test - What You Need To Know
February 4, 2019 | Posted by: Dino Pupulin
Should you stress about the stress test? What you should know about new mortgage rules. On October 3rd, Finance Minister Bill Morneau announced that new mortgage rules will include more stringent &l ... [read more]
Monoline Lenders Vs Banks
October 15, 2018 | Posted by: Dino Pupulin
What’s a monoline lender and how is it different from a bank? I’m often asked about monoline lenders - who are they, what benefits do they offer, and how do you get access to a monoline ... [read more]
2 Out of 3 Don't Shop at Renewal
January 26, 2012 | Posted by: Roar Solutions
Every now and then we see a mortgage stat that’s a jaw-dropper. This finding from Manulife Bank is one of them. It suggests there are a lot more people with money to burn than one might expect. ... [read more]
Bank of Canada lowers its rate.
January 21, 2015 | Posted by: Dino Pupulin
The Bank of Canada announced a surprise quarter-percentage-point cut to its key interest rate Wednesday – a move it calls “insurance” against the potentially destructive effects of ... [read more]
Bridge Financing
January 22, 2015 | Posted by: Dino Pupulin
Bridge financing can be confusing for some home buyers. And not all lenders offer it but in today's competitive real estate market many home buyers, especially when buying in a desirable neighbourhood ... [read more]
Broker vs Banker
April 24, 2015 | Posted by: Dino Pupulin
FACEOFF: Bank vs. Broker We’re in hockey playoffs, so let’s talk about the faceoff: bank versus broker. The fact is, there’s really no contest on this one. The broker wins the ... [read more]
Beware of the NON - pre approval
June 10, 2015 | Posted by: Dino Pupulin
As your mortgage broker, I go through the entire pre approval process to make sure that you are qualified. Lenders normally just only book you a rate. ... [read more]
Surviving Buying and Selling a Home
July 27, 2015 | Posted by: Dino Pupulin
Smooth move! Nine tips to survive the buy/sell So there’s a move in your future. It can be a stressful juggling act: selling one home, buying another. We deal with this all the time, and have s ... [read more]
Mortgage Shopping Questions
September 1, 2015 | Posted by: Dino Pupulin
Good day, Today, many clients shop around for their mortgage, but it's important that they understand working with the right mortgage professional is as important as a good rate and product. No ... [read more]
Your Home's Fall Checklist
September 24, 2015 | Posted by: Dino Pupulin
Your Home's Fall Checklist 09.17.2015 It's time to start thinking about preparing your home for the colder weather; a few little things can make a big difference for your home and save you time and ... [read more]
6 Ways To Boost Your Credit Score
October 30, 2015 | Posted by: Dino Pupulin
Six ways to boost your credit score Your credit score is essentially your passport to financial opportunities. With a possible range of 300 to 900, your number tells lenders what kind of a risk you a ... [read more]
Mortgage Brokers In Canada Not Totally Useless, Eh!
November 11, 2015 | Posted by: Dino Pupulin
Mortgage brokers in Canada not totally useless, eh: Deloitte BY JOHN MICHAEL MCGRATH | Convenience, thy name is America (Image: Woodley Wonderworks) For our neighbours d ... [read more]
Financial bucketlist
January 4, 2016 | Posted by: Dino Pupulin
What’s on your bucket list? Your bucket list includes all the goals you want to achieve, and the life experiences and dreams you want to fulfill. It’s often viewed as a “to-do& ... [read more]
Mortgage Winter Tune Up
January 25, 2016 | Posted by: Dino Pupulin
Did you know... ... that just like your car or your home, your mortgage can benefit from a seasonal inspection! Your car gets taken in for regular servicing to keep it ... [read more]
Income Confirmation
February 22, 2016 | Posted by: Dino Pupulin
The Mortgage Kit: Start with proof of your income We’ve all heard the scout motto “Be prepared”. It’s great advice if you need a mortgage. Assembling everything your ... [read more]
The largest investment you will ever make, is your home...
March 22, 2016 | Posted by: Dino Pupulin
For most people, one of the largest investment they ever make, is their home. If you were to look back at what you paid for your home and what it is worth today, you'll probably agree t ... [read more]
5 Ways to Plug Money Leaks
September 12, 2016 | Posted by: Dino Pupulin
5 ways to plug the money leaks! The brisk back-to-work attitude of September makes it a great time to review your finances and particularly your spending. Whether you are saving to buy a home ... [read more]
Which renovations go right to your bottom line?
September 26, 2016 | Posted by: Dino Pupulin
Which renovations go right to your bottom line? Whether you are looking to buy a fixer upper or renovate your existing home to improve the quality of life for you and your family, it’ ... [read more]
